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DLRadar
Deterministic Distress Intelligence

Data Coverage

Every score on DLRadar is computed from verified public-record data. Here is what our intelligence engine currently covers.

33,643
ZIP CODES
4,081
COUNTIES
50
STATES
2025-12
LATEST DATA
336,430
DISTRESS RECORDS
2,734
AUCTION EVENTS
48
SCORED LEADS
12+
DATA SOURCES

Geographic Coverage

DLRadar covers all 50 US states plus DC and territories. County headwind scores are computed for every FDIC-reporting county. ZIP-level insurance distress is tracked for every ZCTA with NFIP or census data.

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All 50 States + DC
Full national county headwind coverage
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33,643 ZIP Codes
Monthly insurance distress scoring
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4,081 Counties
FDIC bank stress + NRI hazard risk
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2,734 Auctions
Foreclosure & tax deed events
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12 Distress Categories
Per-property deterministic scoring
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Monthly Refresh
Latest: 2025-12

Data Sources

All scoring derives from authoritative public-record sources. No scraped or estimated data.

ZCTA Insurance Distress
Monthly ZIP-level insurance affordability, NFIP flood claims, and climate severity scores
336,430 records
zcta_insurance_distress_monthly_v2
County Headwind Snapshot
FDIC bank stress, NRI natural hazard risk, and FHFA home price trajectory per county
4,081 counties
us_county_headwind_snapshot_v1
Auction Events
Foreclosure auctions, tax deed sales, and bank REO events from public records
2,734 events
auction_events
Auction Lead Scoring
Opportunity scores combining bid-to-value gap, county pressure, and institutional exposure
48 scored leads
v_auction_lead_opportunity_score_v6
ZCTA Insurance Signals
Monthly market signals including NOAA storm severity, NFIP loss ratios, and HPI drawdown
33,643 ZIPs
zcta_insurance_signals_monthly_v2
Institutional Stress Index
GSE exposure, Freddie Mac delinquency rates, and Fannie Mae risk metrics by geography
Monthly updates
institutional_stress_index_monthly_v2
ZIP-County Crosswalk
Census ZCTA-to-county FIPS mapping with land area shares for geographic joins
Full US coverage
zcta_county_xwalk_v1
HUD Section 8 / HCV
Housing Choice Voucher program data tracking subsidized household concentration by geography
National dataset
HUD open data

Upstream Data Providers

FEMA / NRI
NOAA Storm Events
NFIP Flood Claims
FDIC Call Reports
FHFA Home Price Index
Census ACS / PUMS
County Recorder Filings
HUD Section 8 / HCV
Freddie Mac PMMS
Fannie Mae SFR Data
IRS SOI Tax Stats
US Auctions Public Records

Start Exploring

Every data point above feeds into DLRadar's scoring engine.