LIVE DISTRESS DATA
Distressed-property intelligence from public records
🔒 Local-first workstation — documents stay on your device

Find distressed properties before the market does.

DLRadar scores every U.S. ZIP and county, and every Florida parcel, from public records — pre-foreclosure filings, tax delinquency, liens, bank and insurance stress — so you see where distressed inventory is building and which properties are worth a call.

Track distress by market, rank the properties behind the score, and unlock the owner and parcel records when you are ready to act.

LIVEFree live board: disposals, bank watch, insurance and ZIP stress, refreshed every 15 minutes. No account needed.
7-day free trial, browse only: pick one plan at /free-trial and browse it for a week, no card. A plan opens the full application — owner names, contacts, parcel IDs, exports, packets and the acquisition workflow — billed monthly, cancel any time. One-off lists from $9 need no subscription.
STEP 1
Pick a market or ZIP
STEP 2
Read the distress score
STEP 3
Rank the properties behind it
STEP 4
Unlock owner & parcel records
Every score is deterministic and traces to a public dataset. How our intelligence works →
Live preview
/heatmap · top 5 states
StateZIPsMarketStructural
FL1,0133677
HI973681
SC4243168
LA5393066
NC8533065
Same data structure used in-platform · refreshed daily
13,649,995
Florida parcels
1,787,250
Active listings
983,588
Discount-qualified deals
1,519,990
Operator & contact records
963,844
Closing providers
110,374
Commercial parcels
69,864
Tax-delinquent parcels
29,515
Auctions tracked
4,418
Banks scored
17,786
ZIPs with discounted listings
Updated from public records — Florida county tax rolls and court filings, FDIC data — and live listings.

DLRadar — gated lead intelligence and execution platform. Data sources: HUD · FDIC · Census ACS · FEMA · FHFA · FFIEC HMDA · NFIP · BLS · Florida county records · live listings.

The problem

Why investors miss deals

✕Inventory appears before they see it.
✕They waste time evaluating bad opportunities.
✕They can't tell a distressed seller from a listed one.
✕They enter markets after the opportunity becomes obvious.
DLRadar solves all four.
Distress intelligence, not raw property data

Every listing arrives with its distress intelligence already attached.

Most listing sites show a price and leave the analysis to you. DLRadar scores all 13M+ Florida properties continuously — so every listing arrives with a verdict, exit speed, bank pressure, and ZIP stress already computed. Live rows, right now:

ZIP 63135
MO
$55,000 · 49% below
⚪ MONITOR
ZIP Stress59
Exit velocity⚡ FAST
Bank pressure🏦 HIGH
Market phasePEAK
ZIP 63133
MO
$30,000 · 54% below
⚪ MONITOR
ZIP Stress59
Exit velocity⚡ FAST
Bank pressure57
Market phasePEAK
ZIP 63120
MO
$24,900 · 53% below
🟢 STRONG BUYERS MARKET
ZIP Stress59
Exit velocity⚡ FAST
Bank pressure🏦 HIGH
Market phasePEAK
ZIP 63136
MO
$32,999 · 61% below
🟢 STRONG BUYERS MARKET
ZIP Stress59
Exit velocity⚡ FAST
Bank pressure🏦 HIGH
Market phasePEAK
Live DLSpecial rows · ZIP-level preview — full property detail requires access.
The DLRadar difference

Most platforms show you listings.
DLRadar shows you distress before it lists.

Foreclosure filings, tax rolls, liens, FDIC bank data and insurance stress are scored into one distress read per ZIP and per parcel — so you find distressed inventory before it reaches the MLS, then unlock the records and build the offer in the same place.

Public records→ZIP Stress Score→Distressed parcel→Owner & parcel record→Offer packet→Closing checklist→Acquisition

Every score is deterministic. Every signal traces to public data. The workflow shows what DLRadar does — these show why you can trust it.

Offer Letter

A print-ready offer letter generated in one click — pre-filled from your buyer profile and everything DLRadar knows about the property. You confirm price and recipient.

Owner & Parcel Records
Proprietary record layer

The layer behind every score — owner names, contacts, parcel IDs and lien detail — unlocked per market on a paid plan. Watch the aggregates free on the live board; open the records when a property is worth the call.

Closing · DLClosingRadar
Transaction execution layer

Determine which services the deal needs, line up the right title, escrow, and closing team from one workspace, and track it to close — instead of chasing vendors and emails. 963,844 independent title, escrow and closing providers.

Your local-first workstation
✓ Available now

DLRadar Interface — a local-first acquisition command center

A desktop acquisition workstation that runs locally on your machine. Sensitive documents stay on your device — the cloud only ever sees structural metadata. Built for acquisition teams handling real transactions.

Windows

Portable .exe · double-click to run · 64-bit

Download · v0.3.1 ⬇
macOS

.app inside a .zip · drag to Applications · 64-bit

Download · v0.3.1 ⬇
Linux

AppImage · chmod +x then run · 64-bit

Download · v0.3.1 ⬇
Debian/Ubuntu? Grab the .deb instead — or install it in one click from any modern browser (adds a desktop/dock icon, opens in its own window, works offline, no signup). Builds are unsigned preview releases, so your OS may warn on first launch — how to open →.
✕Other platforms
Upload documents to a vendor cloud

Offers, contracts, financials, notes, and seller information all leave your control and sit on someone else’s servers.

✓DLRadar Interface
Documents stay on your machine

The cloud sees workflow metadata only — status, timestamps, hashes, and workflow state. A major trust advantage for funds, acquisition teams, operators, brokers, and attorneys.

🔒
Why local-first matters — your privacy

Acquisition work means handling offers, financials, and seller PII. DLRadar Interface is built so that data never has to leave your control.

Documents never leave your device

Offer letters, financials, scans, and notes are stored and processed on your own machine. There is no document-upload step — nothing sensitive is sent to our servers.

The cloud sees metadata, not content

Only structural metadata crosses the wire: status, timestamps, content hashes, and event counters. We coordinate your workflow without ever seeing the files themselves.

Hash-based integrity, zero exposure

A document is referenced by its cryptographic hash. The platform can confirm a file is unchanged and tie it to a deal without ever holding the file or its contents.

Isolated + offline-capable

The app runs in its own window — no browser chrome, extensions, or cross-site tracking — and the app shell works offline. Installing needs no signup.

In short: your sensitive documents stay on your device; the cloud only ever sees status, timestamps, hashes, and event counters.

How a deal moves

From signal to offer — one path

Surfaced through Discounted Properties (DLSpecial)
List price
$65,000
Est. market value
$110,000
Discount
41%
Illustrative example of how the system filters and routes an opportunity.
  1. 1ZIP flagged by rising distress and foreclosure pressure.
  2. 2Property surfaced and distress-confirmed in Discounted Properties (DLSpecial).
  3. 3Owner and parcel records unlocked.
  4. 4Offer letter — offer prepared and sent.
Less coordination overhead

From opportunity to closed transaction — with less manual work

Closing a deal today means assembling a vendor team and chasing it by hand. DLRadar turns that into one organized process — reducing vendor-search time, coordination time, and administrative overhead at every step.

✕ The industry workflow today
  1. ▢ Property found
  2. ▢ Pull the owner from the county roll
  3. ▢ Find title company
  4. ▢ Find surveyor
  5. ▢ Find appraiser
  6. ▢ Find insurance
  7. ▢ Find attorney
  8. ▢ Track emails
  9. ▢ Track documents
  10. ▢ Track deadlines
  11. ▢ Close

Every step is manual coordination.

✓ The DLRadar workflow
  1. ▣Property
  2. ▣Owner & Parcel Records
  3. ▣Offer Letter
  4. ▣Service Group
  5. ▣Closing Checklist
  6. ★Transaction Complete

One organized, repeatable process.

DLRadar helps acquisition teams move from opportunity to closed transaction — with less manual coordination, less administrative work, and a more organized acquisition process.
Capacity, not headcount

Run more acquisitions with the same team

The thing that caps how many deals a team can carry isn’t the data — it’s the coordination. Every acquisition means re-finding vendors, re-chasing emails, and re-tracking deadlines by hand. DLRadar standardizes that process so each person can carry more deals at once, without adding staff.

Less vendor-search time

Title, survey, appraisal, insurance and legal pulled from one verified network instead of starting from scratch each deal.

Less coordination time

Packets, the service group and the closing checklist live in one workspace — not across a dozen inboxes and spreadsheets.

Less administrative overhead

Outreach, documents, contacts, tasks and deadlines tracked in one place, so nothing falls through between steps.

More transactions per person. The same team. One standardized acquisition process.
Distressed-property intelligence, end to end

Signal → Understand → Unlock → Execute → Close

The intelligence gets you to the opportunity. The workflow gets you to the transaction — with less manual coordination at every stage.

SIGNAL
Spot it first

Surface markets where distressed inventory appears before competitors see it.

Real Estate Market Stress Index (DLEconomicPulse) · DLBankDistress · DLEcosystem
UNDERSTAND
Know what's worth buying

Score and validate each property on distress, ZIP stress, discount, and bank pressure.

Distressed Property Search (Platinum) · Supreme · DLSpecial · ZIP Stress
UNLOCK
Get the records

Unlock the owner names, mailing addresses, parcel IDs and lien detail behind any score.

Distressed Property Search (Platinum) · Supreme · Distress Leads
EXECUTE
Build the packet

Generate the offer letter and line up the licensed providers a deal needs.

Offer Letter · DLClosingRadar
CLOSE
Move it to done

Run the closing checklist with your reusable service group — less chasing, faster to close.

Closing Checklist · Service Group · Daily Deals
Who it's for

Built for how you buy.

“I buy houses.”

Find acquisitions before competitors.

“I buy multifamily.”

Identify deployment markets.

“I run acquisitions.”

Replace manual research.

“I manage capital.”

Monitor opportunity nationally.

“I source inventory.”

Source inventory faster.

How investors use DLRadar

How deals move through DLRadar

DLRadar turns public data into real opportunities — and shows exactly where to act.

01

Distress

Spot motivated sellers before they list — and before competitors do.

Preview · Distress scoring
12 distress categories · sample property
Mortgage stress78
Foreclosure activity72
Climate / FEMA58
Institutional65
Construction lag41
Insurance pressure53
+6 more categories · all from public records
02

ZIP Code Market Analysis

Pinpoint the ZIPs where distressed inventory is forming first.

Preview · /heatmap top 5 states
StateZIPsMarketStructural
FL1,0133677
HI973681
SC4243168
LA5393066
NC8533065
03

Bank Financial Stress

Identify markets where distressed inventory is likely to appear before competitors see it.

Preview · /bank-distress top stressed ZIPs
ZIPStateMax stressStressed banks
60010IL10088
60103IL10083
90623CA10082
90630CA10082
90631CA10082
04

Opportunities

Get into markets before inventory appears — not after.

Preview · /opportunities TOP 5 alpha
#StateCountyOpportunity scoreBank
#2MIAlcona County5286
#3MIGogebic County5283
#4SDJackson County5283
#6IDLemhi County5278
#7KYEstill County5183
05

Deals & Execution

Filter to real, buyable deals and move straight into execution.

Preview · /listings top discount rows
ZIPStateDiscountListSource
70397LA91%$15kListing feed
40865KY61%$27kListing feed
93562CA85%$10kListing feed
31049GA100%—Listing feed
62205IL86%$6kListing feed
Live deal flow · partial view

Live opportunities surfacing right now

You are viewing a limited subset of real deal flow.

Live preview
Top stressed ZIPs
5 of 983,588 qualified
ZIPStateMax stressStressed banks
60010IL10088
60103IL10083
90623CA10082
90630CA10082
90631CA10082
Limited live view
Full access required
Live preview
Top discount rows
5 of 983,588 tracked
ZIPStateDiscountListSource
70397LA91%$15kListing feed
40865KY61%$27kListing feed
93562CA85%$10kListing feed
31049GA100%—Listing feed
62205IL86%$6kListing feed
Limited live view
Full access required
Live preview
Daily ZIP clusters
5 of 39,655 candidates
ZIP 33702
FL
176
deals
94%
max disc.
ZIP 33647
FL
169
deals
76%
max disc.
ZIP 33703
FL
151
deals
84%
max disc.
ZIP 33715
FL
144
deals
81%
max disc.
Limited live view
Full access required
Live preview
Top opportunity-score counties
5 of 3,593 tracked
#StateCountyOpportunity scoreBank
#2MIAlcona County5286
#3MIGogebic County5283
#4SDJackson County5283
#6IDLemhi County5278
#7KYEstill County5183
Limited live view
Full access required
You're seeing how the system works — not the full dataset.
Hard stop

You are seeing real opportunities — but you cannot act on them yet.

Full access is required to:

  • ●View property-level details
  • ●Filter and export
  • ●Access daily execution lists

Without access, you cannot view or act on these opportunities.

High-quality opportunities move quickly. Access determines speed.

Most users upgrade at this point — after seeing real deal flow but before they can act.
In your current view

You are seeing a sample. The system is much larger.

983,588
qualified opportunities
≥10% below market or taxable (DLSpecial)
1,787,250
listings tracked
Nationwide · refreshed daily
39,655
candidates 30%+ below market
Bundle 3 · curated by ZIP density + discount
You are only seeing a limited subset of the system.
Bundle 1 — Find opportunity

Market Intelligence

Outcome
Know where opportunities are forming.

Market intelligence for acquisition planning.

What it does
  • →Find where housing pressure is building across counties and ZIPs.
  • →Research Florida distress properties down to the parcel.
  • →Browse discounted listings and live tax-deed / foreclosure auctions.
Includes
Real Estate Market Stress Index (DLEconomicPulse) · National housing intelligenceDistressed Property Search (Platinum) · FL distress properties (score 10–60)Discounted Properties (DLSpecial) · Discounted listings (≥10% below market)Government and Bank Auctions · Tax-deed / foreclosure / government
$199/mo
Funnel layer: Macro → FL distress → Listings → Auctions
500lead credits (Stress Points) / mo included· $0.40 per additional pointSubscription buys the intelligence + infrastructure; Stress Points buy access to the highest-severity opportunities the engine surfaces.
Live product preview
#StateCountyOpportunity scoreBank
#2MIAlcona County5286
#3MIGogebic County5283
#4SDJackson County5283
#6IDLemhi County5278
#7KYEstill County5183
Bundle 2 — Access opportunityMost Popular

Lead Access

Outcome
Find opportunities worth buying.

Deal access for operators sourcing inventory.

What it does
  • →Surface real listings that meet strict criteria.
  • →Filter to qualified opportunities.
  • →View deal context by ZIP + discount signals.
Includes
Real Estate Market Stress Index (DLEconomicPulse) · National housing intelligenceAdvanced Motivated-Seller Leads (Supreme) · FL distress properties — full inventoryDiscounted Properties (DLSpecial) · Discounted listings (≥10% below market)Government and Bank Auctions · Tax-deed / foreclosure / governmentTax Delinquency · FL delinquent parcelsDLLenderRadar · Capital coordination layer →DLClosingRadar · Transaction execution layer →
$499/mo
Funnel layer: + Listings → Discounted Properties → Deal layer
3,000lead credits (Stress Points) / mo included· $0.40 per additional pointSubscription buys the intelligence + infrastructure; Stress Points buy access to the highest-severity opportunities the engine surfaces.
Live product preview
ZIPStateDiscountListSource
70397LA91%$15kListing feed
40865KY61%$27kListing feed
93562CA85%$10kListing feed
31049GA100%—Listing feed
62205IL86%$6kListing feed
Bundle 3 — Act on opportunity

Execution Engine

Outcome
Move from opportunity to acquisition.

Execution system for high-volume buyers.

What it does
  • →Curated highest-quality deals.
  • →Grouped by ZIP for execution.
  • →Prioritized by timing and density.
Includes
Real Estate Market Stress Index (DLEconomicPulse) · National housing intelligenceMarket Radar · National market coverage & operator networkBank Financial Stress (DLBankDistress) · Bank pressure clustersDiscounted Properties (DLSpecial) · Discounted listings (≥10% below market)Today's Opportunities (Daily Deals) · Curated best-of, first accessAdvanced Motivated-Seller Leads (Supreme) · FL distress properties — full inventoryGovernment and Bank Auctions · Tax-deed / foreclosure / governmentTax Delinquency · FL delinquent parcelsDLLenderRadar · Capital coordination layer →DLClosingRadar · Transaction execution layer →
$999/mo
Funnel layer: + Today's Opportunities → Action layer
8,000lead credits (Stress Points) / mo included· $0.40 per additional pointSubscription buys the intelligence + infrastructure; Stress Points buy access to the highest-severity opportunities the engine surfaces.
Live product preview
ZIP 33702
FL
176
deals
94%
max disc.
ZIP 33647
FL
169
deals
76%
max disc.
ZIP 33703
FL
151
deals
84%
max disc.
ZIP 33715
FL
144
deals
81%
max disc.
DLRadar provides intelligence, scoring, research, and workflow infrastructure. DLRadar does not provide investment, legal, lending, brokerage, tax, or financial advice. Users remain responsible for evaluating opportunities and making their own acquisition decisions.
Without

What happens without DLRadar

  • ●You search listings manually
  • ●You evaluate deals one by one
  • ●You miss where pressure is building
  • ●You enter markets after opportunity is obvious
By the time you act, the best deals are already taken.
With

What changes with DLRadar

  • ●You see where deals will form before inventory appears
  • ●You identify high-pressure ZIPs instantly
  • ●You filter only qualified opportunities
  • ●You act on curated deal clusters — not random listings
You stop chasing — you execute.

The difference is not access to data — it's access to timing.

Every opportunity is delivered with supporting intelligence and workflow tools.

Limited live view

Preview the Platform

Preview shows real system structure. Full data and interaction are restricted.

Five surfaces — ZIP distress, bank pressure, opportunity prediction, qualified listings, and daily execution queues. Full interaction, filters, exports, and lead details require access.

Static preview
Radar Markets Preview
ZIP stress and heatmap structure
Static preview
BankDistress Preview
Bank pressure and capital stress structure
Static preview
Discounted Properties Preview
Qualified listing table structure
Static preview
Today's Opportunities Preview
Execution queue structure
Static preview
Opportunities Preview
Prediction and alpha ranking structure
Static preview
Market Phase Preview
HPI Cycle Radar — phase classification structure
Note: Preview shows real system structure. Full data and interaction are restricted to active users.
Per-property dossier

Every property comes with a ZIP Stress Report.

Not just property data. Acquisition intelligence.

Every listing answers it instantly — Should I look at this? Why? How risky is it? How fast can I exit? Can I deploy capital here? — with a ZIP-level read on upside and execution risk.

Market Stress

Composite blend across foreclosure pressure, mortgage stress, climate, insurance, NFIP, FEMA, construction, and price stress.

Structural Risk

Long-horizon fragility — institutional exposure, vacancy, climate, NFIP/FEMA pressure. Where risk exists.

Distress Activity

Short-horizon events firing now — foreclosure filings, mortgage stress, auction events, price cuts.

Sample report
ZIP 34224 · FL
Composite
66
Structural
85
Distress
11
Flag breakdown — every populated category, real values, no synthesis.
Climate94
Insurance81
NFIP Flood98
FEMA Disaster99
Institutional88
Mortgage stress35
Construction57
Price stress75
View Full ZIP Stress Report →

Real production report · public-record, lender, housing, climate, insurance & distress intelligence.

ZIP-level context included with every property report

Distress flag breakdown
  • • Foreclosure pressure
  • • Climate / FEMA NRI
  • • Insurance / NFIP / FEMA
  • • Institutional risk
  • • Construction stress
  • • Mortgage stress
  • • Price stress
  • • Auction signal
Housing + tenure
  • • Owner / renter %
  • • Rent burden ≥30% / ≥50%
  • • Vacancy rate
  • • Housing units
  • • Voucher density
  • • Section 8 HCV count
Market phase + HPI
  • • Phase: Expansion · Peak · Contraction · Recovery
  • • FHFA HPI YoY %
  • • HPI drawdown from peak
  • • HPI 3yr trajectory
Capital + lending
  • • FHA loan count + UPB
  • • FHA concentration
  • • CFPB DQ 30-89 / 90+
  • • HMDA refi slowdown
  • • HMDA mortgage demand
Replacement cost
  • • Replacement cost new (estimate)
  • • Median $/sqft
  • • Depreciated RC
  • • Assessed value vs RC ratio
  • • % below replacement
Demographic profile
  • • Census ACS poverty
  • • Median HH income
  • • Affordability ratio
  • • Mean HH income
  • • Value-to-income ratio
Investment profile
  • • Distress opportunity score
  • • Discount potential score
  • • Execution risk score
  • • Macro risk score
  • • Strategy fit (Selective / Balanced)
Rent ceiling pressure
  • • FMR Studio / 1BR / 2BR / 3BR / 4BR
  • • FMR % of income
  • • Value-to-annual-rent ratio
  • • Rent burden trends
FHFA HPICFPB Mortgage PerformanceFFIEC HMDACensus ACSHUD FHA / HCV / FMRFEMA disaster historyFEMA National Risk IndexNFIP flood claimsReplacement-cost estimatesFDIC bank financials
Today's action layer

Today's deal flow

Not a listing feed — a prioritized acquisition queue. DLRadar surfaces which ZIP clusters are BUY-NOW today, how many opportunities they hold, the expected exit band, and the total inventory at stake — so you start instead of search. Real production clusters, refreshed continuously.

ZIP 33702
ST. PETERSBURG, FL
STRONG BUYERS MARKET
176
Deals
$24.3M
Inventory
⏱ 180+ day exit
ZIP 33647
TAMPA, FL
STRONG BUYERS MARKET
169
Deals
$37.3M
Inventory
⏱ 90–180 day exit
ZIP 33703
ST. PETERSBURG, FL
STRONG BUYERS MARKET
151
Deals
$29.0M
Inventory
⏱ 180+ day exit
Live alert activity

The platform is operating right now

Rule-based scoring engines detect deal events several times a day — new top deals, fast-exit flips, liquidity shifts, and bank-stress spikes. These are real production counts from the live system.

23,172
Alert events detected
250
🔥 New top deals
1,670
⏱ Fast-exit flips
Products

Five products. One workflow.

DLRadar's top navigation is five focused product surfaces — each one a complete tool for one job. They compose into a single acquisition workflow.

◆
Distressed Property Search (Platinum)
Property research across the distress pool
Shows
  • ●Distress pool (score 10–60)
  • ●Property-level dossiers · 12-cat distress
  • ●Global rankings + ZIP overlay
For
Investors doing property-level research before they engage.
Bundle 1Open →
◆
Advanced Motivated-Seller Leads (Supreme)
Institutional-grade drill depth
Shows
  • ●High-priority pool (score 10–300)
  • ●Top 5,000 distressed ZCTAs
  • ●Banks · institutions · macro rollups
For
Investors who need institutional-grade ranking and drill-downs.
Bundle 2Open →
💸
Discounted Properties (DLSpecial)
Verified discounted listings
Shows
  • ●National short-sale + pre-foreclosure
  • ●Filter: ≥30% below market OR ≥10% below taxable
  • ●Per-row ZIP stress + bank pressure + unlock
For
Operators who want real deal inventory, not just signals.
Bundle 1Open →
🏦
Bank Financial Stress (DLBankDistress)
Capital readiness + cluster engine
Shows
  • ●Layer 4 — 6 cluster sections (Strong Buyers Market → High Risk)
  • ●Bank movement + capital readiness score
  • ●Per-ZIP execution playbook + top properties
For
Investors who need to understand WHY deals will happen.
Bundle 2Open →
🔥
Today's Opportunities (Daily Deals)
Curated execution queue
Shows
  • ●Highest-quality deals grouped by ZIP, first access
  • ●Purchase-capacity allocator under your budget
  • ●Today's actionable list — no searching
For
Serious buyers who want to execute, not search.
Bundle 3Open →
How they fit together
Bank Financial Stress→Distressed Property Search+Motivated-Seller Leads→Discounted Properties→🔥 Today's Opportunities
Find why pressure exists → research the pool → see qualified listings → act on the curated best.
/market-phase

Market Phase — HPI Cycle Radar

v2 · asof 2026-06-01

Classifies every US county and ZCTA into a market cycle phase using FHFA HPI YoY + drawdown trajectory and county headwind. Raw inputs preserved; only phase classification is derived.

Counties
3,150
ZCTAs
33,643
Avg YoY (cty)
3.11%
Avg YoY (ZCTA)
3.17%
Counties by Phase
PEAK2,245 · 71%
EXPANSION570 · 18%
NEUTRAL133 · 4%
CONTRACTION165 · 5%
RECOVERY37 · 1%
ZCTAs by Phase
PEAK22,628 · 67%
EXPANSION6,644 · 20%
NEUTRAL1,658 · 5%
CONTRACTION2,120 · 6%
RECOVERY593 · 2%
Methodology: Phase is derived from the price-index trend and its direction using rule-based classification. Public source: FHFA HPI (county and ZCTA, monthly).
Scoring engines

12+ deterministic engines feed the funnel

Every signal is composed from named public inputs. No black-box AI: scoring is rule-based and consistent.

Layer 4 Capital Readiness
5-tier cluster ranking — Strong Buyers Market → High Risk
Liquidity + Exit Predictor
Time-to-exit bands per cluster
ZIP Stress Composite
3-axis ZIP score: market / structural / distress
Bank Stress + Momentum
FDIC-backed bank exposure with 7-day delta
Heatmap Composite
6-component score: market + structural + distress activity
Market Phase HPI Cycle
Expansion / Peak / Contraction / Recovery per ZIP+county
Asset Market Prediction
Deterministic direction labels per asset class
Opportunity Score Rankings (TOP_100/200)
Composite alpha score per EARLY county
Asset Opportunity Tracker
Stage classifier per (asset, county)
Real-Time Deal Feed
Event detection across the funnel
Insurance Distress (NFIP/FEMA)
Monthly ZCTA insurance pressure
Discounted-Property Qualification (DLSpecial)
Strict deal filter applied
/radar/banks

Bank Stress Radar

FDIC-backed credit pressure scored per institution. Equity ratio, asset trend, ROA, and deposit composition feed a 0–100 stress score updated quarterly. Stressed banks → asset movement → opportunity for buyers downstream.

Critical
569
stress 80–100
High
1,812
stress 60–79
Moderate
1,383
stress 40–59
Low
382
stress 20–39
Minimal
167
stress 0–19
Top stressed banks · live FDIC sample
Bank identity, exact assets, capital & ROA redacted on the public landing — full FDIC detail unlocks inside DLBankDistress.
FDIC verified
RankBank NameAsset SizeCapitalProfitabilityStress
#1> $1BThinNegative100
#2> $1BHealthyNegative100
#3$100M–$1BHealthyNegative100
#4$100M–$1BHealthyNegative100
#5$100M–$1BLowNegative100
#6$100M–$1BLowNegative100
#7$100M–$1BLowNegative100
#8$100M–$1BHealthyNegative100
Inside the platform, every row drills into a per-bank detail view — branch map, exposed ZIPs, DLSpecial inventory triggered by that bank, and a regional rollup. Stress momentum flags institutions changing band fastest.
Coverage

Across All Asset Classes

Each asset class has its own deterministic scoring model and its own government-data context. Scoring is rule-based and consistent.

🏠
Residential
Live
Distress-driven, listing-validated
Signals tracked
12-category distressZIP stress compositeForeclosure pressureMortgage stressBank momentum
🏘
Multifamily
Live
Supply-demand imbalance + rent pressure
Signals tracked
HUD FHA insuranceHUD HCV vouchersHUD FMR (rents)Census ACS tenureRent burden ≥30%ACS vacancyCensus BPS permits 12mo
🏢
Commercial
Live
Bank exposure + business activity
Signals tracked
FDIC bank densityFDIC bank stressBranch concentration
🌾
Land / Farm
Tracked
USDA values + land economics
Signals tracked
FDIC bank exposureCash rent + crop value
🏭
Industrial
Tracked
Facility density + macro context
Signals tracked
FDIC bank exposureIndustrial cluster score
Inside the platform

Every surface, mapped to the funnel

DLRadar is 50+ pages organized into a single workflow. Here's what's inside.

01 · SIGNAL
  • •Top-line dashboard + 3-axis state ranking
  • •Per-state ZIP drill-down
  • •Drill by signal type
  • •26 distress types + counts
  • •Per-signal county/ZIP rankings
  • •Composite ZIP report
02 · UNDERSTAND
  • •Layer 4 capital readiness clusters
  • •Cluster execution packet
  • •Per-section drill (50/page)
  • •FDIC network — top stressed, failed, exposure
  • •Single bank detail + qualified inventory
  • •Stress radars across rollups
  • •HPI cycle stage per county / ZCTA
03 · ACCESS
  • •Asset Opportunity Tracker — index
  • •Per-asset detail + alpha + prediction
  • •DLSpecial nationwide queue
  • •Multifamily + HUD context (FHA / FMR / tenure)
  • •USAuctions catalog
  • •Property dossier + ZIP overlay
  • •Affordability score per ZCTA
04 · EXECUTE
  • •Purchase-capacity allocator under your budget
  • •Real-time deal events (cluster moves)
  • •Allocation across capital pools
  • •Lead unlock — full property details
05 · PREMIUM TIERS
  • •Distress pool (score 10–60)
  • •High-priority pool (score 10–300)
  • •Top distressed ZCTAs (5,000-row sort)
  • •Premium drill-downs
  • •Florida regional snapshot
06 · ALERTS + ACCOUNT
  • •Inbox — auto-refresh 60s
  • •Alert rule builder per user
  • •Email subscriptions + queue
  • •Saved properties + clusters
  • •Dataset transparency + methodology
Deterministic by design

Every signal traces to a public source

✓ No synthetic data
✓ No black-box models
✓ Every signal traceable
✓ All inputs public + verifiable
Public recordsFDICCensus ACSHUDFEMAFHFABLSLive listings
One system. Every stage of acquisition.

Get Execution Access

Nationwide. Refreshed daily. Every signal traceable.

SIGNAL
distress + market + bank pressure
DEAL
DLSpecial + verified listings
ACTION
Daily Deals + lead unlock